** Not AI Generated.. Human Generated ( through hard life lessons)**
This marks one of the worst day of my life. Was thrown out of my home. Don`t know.I know part of this is my mistake.
I should have been stubborn in not taking the same, when they have loaded me with the education loan and marriage loan . Indirectly , they have forced me to take the same , even though they can afford the same. But when pressure comes disguised as responsibility, refusal is not always easy.
Education and Marriage Are Not a “Right” — I Agree
Let me be very clear
Parents are not obligated to pay for their children’s education or marriage. It is neither a privilege nor a right. Especially in families where money is limited and parents themselves are struggling to survive — typically lower-middle and middle-class households.
For those families, I fully agree:
Children must earn and bear their own expenses.
This post is not about them.
This Is About a Specific Hypocrisy in Upper Middle-Class India
But I want to touch base on the one particular hypocritic Upper Middle class society and the post is relevant only to them. For the rest of the folks, Sons/Daughters, its not our privilege or right to ask for education and marriage expense from the parents. I completely stand for the same. We have to earn for the same.
There is a particular spectrum of society where both parents or a parent are working or have worked in well-reputed jobs, and in the name of “responsibility,” they burden their sons and daughters with education loans and costly marriage loans to satisfy their ego in front of relatives.
They emotionally blackmail (I know it is a strong word) or brainwash their children into taking expensive marriage personal loans (average ticket size: ₹8 lakh at an interest rate of 11% p.a.) and education loans (average ticket size: ₹5 lakh at an interest rate of 9% p.a.).
The Financial Reality Young Professionals Face
Normally, a typical engineer earns a salary of around ₹10 LPA after four years of work experience. By that time, parents usually arrange marriage for them, when they are around 26–27 years old.
So imagine this—monthly take-home pay of ₹1 lakh, EMIs of around ₹40,000, and rent of ₹20,000 (average rent in metro cities). Half of their salary goes towards EMIs.
This is the ideal scenario for most boys and girls born into this spectrum of society.
For the whims and fancies of the parents, sadly , we ( pertaining to this spectra) are the victims of this situation. I agree that Education loan will boost one`s career and but at the tender age of 18 ( normal age for college entry), would not understand this implication how it will impact their life.
What I Am Really Asking Parents to Understand
I am not saying that parents should sponsor our education and marriage expenses. Rightly, we shouldn’t expect the same.
What I am emphasizing is this: please don’t burden us with education and marriage loans that we cannot bear. Or at least, take cognizance of how it will impact your son’s or daughter’s life instead of just boosting your own ego in front of relatives and friends.
In short , what I am pleading is:
” We don`t want your money neither your self imposed Education and Marriage Loan”
* This is post is applicable only to the above mentioned niche society that are becoming increasing in nature in India***